High Risk Merchant

High Volume, Telemarketing

Adults, Travel, Collection agency

Pharmaceutical, Ecig, Continuity

MLM, Credit Repair

Bad Credit Merchant

99.8% Approval Rate

Low Credit Score

Bankruptcy & Foreclosure

New Credit Accepted

High Risk Merchant Accounts?

Most payment processors and banks turn down high risk and high volume merchants that operate non-traditional businesses such as Adult Content, Adult Goods, Casino, Dating, Gambling, MLM, Nutra, Poker etc. We specialize in providing high risk merchant accounts and other payment processing solutions to these businesses and offer them the ability to accept credit card payments at affordable rates. Apply today and we’ll show you how to get started.

High Risk Merchant Account Services

eDdata specializes in high risk business models. We provide payment solutions in the USA as well as offshore merchant accounts. We have been providing high risk merchant accounts for over 12 years. Some merchants believe that they have to process offshore when they are classified as a high risk merchant account. This is not the case. eDdata will review your business model and we will advise you on the payment solutions available to your company in the United States as well as in offshore jurisdictions.eDdata can also assist you in changing your high risk business model so that it is no longer classified as a high risk merchant account. eDdata will review your business model: terms and conditions, payment page, refund policy, privacy policy, marketing methods, and customer service and we will advise you on any necessary changes. Even if your account has been put on the terminated merchant list, Match File or TMF, eDdata can provide you with a high risk merchant account. Click here for our high risk merchant account applications.


Rates as low as 3.49%

  • Agg Accounts, PSP and More...
  • Adult
  • Escort Services
  • Penny Auctions
  • Nutraceutical and More...


Rates as low as 3.95%

  • No set up fee
  • Start ups ok
  • Virtual terminal
  • All merchant types 

Here is a list of just SOME of the high risk merchant accounts we work with:

  • Amusement and Recreation Services
  • Bail Bondsman
  • Car and Truck Rentals
  • Check Cashing Services
  • Collection Agencies
  • Consumer Finance
  • Detective and PI Agencies
  • Ecommerce and downloading software
  • Gun and Firearm Stores
  • Inbound/Outbound Telemarketing
  • Infomercials
  • Insurance products
  • Investment Opportunities
  • Installment Loans
  • Mortgage Services
  • Multilevel Marketing
  • Nutraceutical Merchant Accounts
  • Pawn Shops
  • Travel Agencies
  • Used Car Sales
  • Wholesale Club

The Leader in High-Risk Credit Card Processing


We reward you with lower rates as your merchant account remains in a positive standing


We deposit from daily, to 2 weeks in the arrears depending on your account type.


Through our integrated payment gateway


Through NMA's top-notch underwriting process

Gaming Merchant Account

Why are Gaming Businesses High Risk?

Compared to other business types the gaming business presents a higher risk to the underwriter and that is why this merchant business is called high risk by banks and merchant account providers.The gaming business, also known as online gambling, has over the years become a crucial part of a well-organized and profitable gambling industry.

Forex Merchant Account

Why are Forex Businesses High Risk?

Forex merchant account opening is one of eData main specializations. We will provide you with own merchant account in prestigious International banks, European acquiring bank with optimal price and without a hassle. High approval ratio fair rates and comprehensive customer support are waiting for you, so don’t miss it!

POS System

Why are POS System Businesses High Risk?

Our comprehensive offering of the latest technologies in the area of card acceptance, adheres to our merchants’ specialn .Our merchants can choose between wired mobile POS terminals well their means communication (through the internet, telephone line, network of mobile communications even through wireless internet- WiFi).